Licensed and Registered

CHRIS LINSCOME

Licensed Life and Health Insurance Broker

NPN # 22114713

About Me

Chris is a husband, father, and mentor. Having a strong, healthy family is a driving force behind everything he does. He leads with integrity and by example starting at home first. Chris is a family man, and that's the lens every consultation runs through. He is on a mission to help families build a legacy of blessing for generations to come.

When he sits down with you, the question is "What do you actually need to be covered, no matter what happens next?" Sometimes that's a simple term policy. Sometimes it's a policy that builds real cash value while you are still living. Value you can actually use for a down payment, acquiring assets, an emergency, or just breathing room when life gets tight.

Chris lives in the Pacific Northwest with his beautiful wife and daughters. When you have a consultation with Chris, just know that his goal is to make sure that your family is blessed tomorrow because of decisions you make today.

Life Insurance Programs

MORTGAGE PROTECTION

Pays off your mortgage if you pass away.
Helps your family stay in the home without financial stress.
Can pay you money early if you get seriously sick or injured.
If you don’t use it, the return of premium option gives you your money back.

EQUITY PROTECTION

Makes sure your family doesn’t lose the equity if you pass away.
Helps avoid having to sell the house during hard times.
Protects your home from becoming a financial burden.
Leaves your loved ones with a valuable asset, not a debt.

INDEXED UNIVERSAL LIFE

(IUL)

Builds cash you can use later, like for retirement.
Your money grows based on the stock market but without the risk.
Flexible payments & coverage options.
Pays out early if you get sick, not just when you pass away.

WHOLE LIFE

Stays active your whole life, guaranteed.
Builds cash you can borrow or use while you're alive.
Your price never goes up, no matter what.
Helps you pass on money to your family tax-free.

FINAL EXPENSE

Pays for burial, cremation, or other end-of-life costs.
Easy to qualify, no big health checks.
Affordable monthly payments.
Gives your loved ones peace of mind when it matters most.

ANNUITIES

You get a check every month, just like a paycheck.
Grows tax-deferred until you need it.
Choose how & when you get paid.
Keeps your money safe from market ups & downs.

Before selecting a life insurance policy, your insurance advisor will likely conduct a comprehensive review of your financial situation, ask about your health history, and inquire about your long-term financial goals. They may also evaluate the following aspects:

Coverage Needs Assessment: Analyzing your current and future financial obligations, such as mortgage, education costs, and living expenses, to determine the appropriate amount of coverage.

Health and Lifestyle Review: Reviewing your medical history, lifestyle habits, and any pre-existing conditions to assess the risk and determine the premium rate.

Beneficiary Designation: Discussing your wishes regarding the designation of beneficiaries and ensuring that your policy aligns with your estate planning goals.

Policy Options and Riders: Exploring different types of policies, such as term or whole life insurance, and discussing any additional riders, like critical illness or disability coverage, that may enhance your protection.